This post details how to check your Bank Verification Number (BVN) for all Nigerian banks using a simple USSD code, regardless of your mobile network. The BVN is a long number that is difficult to memorize, yet banks often require it. You can check the BVN using the same USSD code across all networks, including Airtel, Glo, MTN, and 9mobile.
BVN Means what
The Bank Verification Number (BVN) is a unique 11-digit number assigned to individuals through biometric registration. It identifies them based on physiological attributes like fingerprints, voice, and facial features. The Central Bank of Nigeria (CBN) and all Nigerian banks launched the BVN in 2014 to address security data breaches and identity management challenges. This centralized biometric identification system aims to protect customers’ financial information and enhance identity management.
How to check your BVN number
Before using this service, ensure the line you use is the one you registered your BVN with. If you registered with MTN, Airtel cannot be used. After establishing your BVN, follow these simple steps to check it:
How to Check BVN on Mtn, Glo,9MobileAirtel Network
To obtain All sim BVN numbers, dial *565*0# on your mobile phone for N20 and obtain your bank verification number.
What to do if you forget your BVN number
To retrieve your Bank Verification Number (BVN), follow these steps:
1. Check your bank statement online or at a branch.
2. Dial the USSD code provided by your bank. Follow the instructions to retrieve your BVN.
3. Contact your bank’s customer service through their hotline or branch. They may ask for information to verify your identity before providing the BVN.
4. Visit a NIBSS Enrolment Center if the above methods don’t work. Prepare valid identification documents, such as your National ID card, international passport, or driver’s license, to prove your identity and retrieve your BVN. Remember to remember your BVN and keep it safe to avoid inconvenience. If you can’t retrieve your BVN using these methods, contact your bank directly to resolve the issue.
How to update your BVN number
- To update your BVN number, visit your bank branch and inform a customer service representative.
- Provide necessary documents, such as your National ID card, international passport, or driver’s license, to prove your identity.
- Fill out specific forms provided by the bank, including information about your old BVN, new BVN, and the reason for the update.
- Verify your identity using biometric authentication or other methods.
- Submit the necessary documents, including the filled-out forms, to the bank representative, who will process the BVN update request.
- Confirm the update after processing.
- It may take some time for the update to reflect in the system, so inquire about the expected timeline.
- The specific process may vary slightly between banks, so it’s recommended to contact your bank or visit their website for detailed instructions on their BVN update procedure.
What to do if your BVN number is compromised
- If you suspect your BVN number has been compromised, take swift action to secure your finances and information.
- First, contact your bank immediately to report the issue.
- Your bank will guide you on the next steps like freezing your account temporarily until the issue is resolved.
- Closely monitor your account and report any unauthorized transactions promptly.
- Update your passwords, PINs, and security questions for added protection.
- If needed, report any fraudulent activity to relevant authorities like the police or EFCC.
- Be wary of calls, emails, or messages requesting sensitive information, and do not share details with unverified entities.
- Stay informed on security best practices to protect yourself from threats going forward. Following your bank’s guidance is crucial to minimize financial damage and secure your account.
FAQs about BVN numbers
1. What is a BVN?
A BVN (Bank Verification Number) is a unique 11-digit identification number issued by the Central Bank of Nigeria (CBN) to individuals to enable easy identification and verification across multiple banks in Nigeria.
2. Why do I need a BVN?
A BVN is required for individuals to carry out various banking services in Nigeria, such as opening a new bank account, linking multiple bank accounts, applying for loans, and conducting financial transactions. It serves to enhance security, reduce fraud, and promote financial inclusion.
3. How do I obtain a BVN?
To obtain a BVN, you need to visit any participating bank’s branch with valid identification documents, such as your National ID card, international passport, or driver’s license. You will provide your biometric data (including fingerprints and a photograph), fill out an application form, and the bank will register you for a BVN.
4. Can I have multiple BVNs?
No, individuals are only allowed to have one BVN. The BVN is meant to serve as a unique identifier across all banks in Nigeria, eliminating the need for multiple identification numbers.
5. Can I update my BVN information?
Yes, you can update your BVN information. If there are changes to your details or biometric data, you can visit your bank’s branch with valid identification documents to inform them of the necessary updates.
6. What should I do if I forget my BVN?
If you forget your BVN, you can check your bank statement, dial your bank’s USSD code, or contact your bank’s customer service to retrieve your BVN. Alternatively, you can visit a NIBSS (Nigeria Inter-Bank Settlement System) enrolment center with valid identification documents to recover your BVN.
7. Is my BVN information secure?
Yes, banks and regulatory authorities take data security seriously. Systems and protocols are in place to protect the confidentiality and integrity of BVN information. However, it is essential to be cautious and not share your BVN or personal information with unauthorized individuals or respond to any suspicious requests.